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Why YAM Insurance?
Your personal insurance, quick and easy!
Purchasing insurance can be tedious and annoying, but not anymore. At YAM Insurance, we do things a little bit differently.
YAM Insurance (YAM) was founded to simplify the unnecessarily complex process of purchasing insurance. While our industry peers still rely heavily on paper-based application forms and multi-step processes, YAM is happy to offer a sleeker, simpler solution.
Fast & Easy Approval
YAM strives to provide solutions that suit a digitally engaged world, where information and insurance are available at your fingertips. Canadians should be able to make informed decisions about their family without hassle and from the comfort of their home.
Quick & Simplified Coverage
YAM Insurance offers access to both simplified and traditional insurance policies. Some plans provide quick issue with no medical exams required. It’s flexible protection that allows you to choose from term protection for 10, 20, 30 years or permanent coverage.
Affordable Policies
We help protect Canadian families with access to a range of life insurance products. Whether it be term or permanent life insurance, we are using technology to streamline the process of accessing the right policy for you and your family. Let YAM’s proprietary tool do the work of searching across dozens of complex policy options to offer you a solution that fits your needs.
Honest Broker Advice
YAM will help assess your potential insurance fit by providing you with options from reputable and trusted insurance companies. This policy match is made possible by leveraging our algorithms to search through dozens of insurance companies and their offerings to identify policies that will meet your specific needs.
Insurance Products
Simplified Issuance Insurance
Simplified issuance insurance is a type of life insurance that is ideal for people who want a quick and easy way to get insurance coverage. The streamlined underwriting process reduces the underwriting requirements providing greater eligibility but increases the premium.
Term Life Insurance
Term Life insurance provides coverage within a specified time period (“term” of years), paying out a death benefit to a beneficiary if the policyholder dies during the term. Once your term insurance policy expires or the policyholder reaches a certain age, they are required to renew the term insurance policy, sometimes at a higher premium.
Permanent Life Insurance
Permanent life insurance protects you if you are looking for a long-term option to cover you and your family when you may have a financial impact from death. While there are many advantages to this policy type, the premium is more expensive compared to other life insurance policies.
See What Our Customers are Saying
- Jaxon
Wonderfully easy to use, easy to sign up and understand the whole process. The interface is great. Would give 5 stars when they offer other kinds of insurance.
- Hannah
Buying life insurance can be stressful sometimes, but I found YAM and they made it really straightforward. They really promote finding the right solutions through all of their services.
Apply in less than 10 minutes!
- Answer a few questions about yourself and your needs
- We’ll suggest a coverage type and length with the right amount of coverage to fit your needs
- View the best prices available now and complete an application online